Terms of Use

Last updated: October 2026

By using autorateguide.org (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.

Advertising content

The Site is an advertisement published by Auto Rate Guide, an independent, advertising-supported website. We may be compensated when you click links or request quotes through third-party services.

Not insurance advice

Content on the Site is general information only. It is not insurance, legal, or financial advice. We are not an insurance company, agent, or broker, and we do not provide quotes, sell insurance, or make coverage or underwriting decisions. Coverage requirements, rating factors, and discounts vary by state and insurer.

Third-party services

Links on the Site lead to Comparisons.org and other third parties that are responsible for their own content, offers, terms, and privacy practices. We do not control and are not responsible for third-party services, and inclusion of a link is not an endorsement of any insurer or product.

No guarantees

We do not guarantee quotes, rates, savings, eligibility, or the availability of any product or provider. Illustrations on the Site are for explanation only and do not depict real people, customers, or quotes.

Intellectual property

The Site's text, design, and illustrations are owned by or licensed to Auto Rate Guide. Third-party names and trademarks belong to their respective owners.

Disclaimer and limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Auto Rate Guide is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or any third-party service.

Changes

We may update these terms at any time. Continued use of the Site means you accept the updated terms.

Contact

Auto Rate Guide · contact@autorateguide.org